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The content of Moodletter is for informational purposes only. You should consult with your professional health care provider about your diagnosis and treatment.
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How to save on
mental health professional services
See How to save on medications
Moodletter provides information, hope and help to people living with depression, anxiety or bipolar disorder and those who care for them.
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Whether or not you have insurance coverage, there are many ways to save on mental health professional services. Learn to negotiate with providers and insurance companies and to find alternative sources of services.
Choosing a professional
Dealing with your insurance company
Stretch your provider dollars
Help through your employer
Pastoral Counseling: Your church or synagogue can put you in touch with a pastoral counseling program or find one online. Certified pastoral counselors are ministers with advanced degrees in pastoral counseling, as well as professional counseling experience. Pastoral counseling is often provided on a sliding-scale fee basis.
Self-help groups: Support groups give people a chance to learn about, talk about, and work on their common problems, such as alcoholism, substance abuse, depression and relationships. Self-help groups are generally free and can be found in most communities. Visit NAMI, DBSA or ADAA.
Public assistance programs:
Social Security has two types of programs to help individuals with disabilities. Social Security Disability Insurance provides benefits for individuals who have worked for a required length of time and have paid Social Security taxes. Supplemental Security Income provides benefits to individuals based on their economic needs.
Medicare is America's primary Federal health insurance program for people who are 65 or older and for some individuals with disabilities who are under 65. It provides basic protection for the cost of health care.
Medicaid pays for some health care costs for America's poorest and most vulnerable people. Although there are certain Federal requirements, each State also has its own rules and regulations for Medicaid.
Page updated January 1, 2011